TU
TrueUnderwriteCommercial Intelligence
Freight Intelligence

Box Truck CPM & Rate Underwriter

Model operational expenses across all dispatched miles and determine your exact break-even rate per loaded mile. Stop guessing and prevent uncompensated deadhead from eroding your net operating profit.

Step 1: Equipment Profile

Step 2: Route Parameters

15%

Step 3: Fixed Monthly Overhead

$
$
$
$

Step 4: Variable Operating Costs

$

Per-Mile Reserves

$
$
$
$

Step 5: Revenue Strategy

15%
10%

Underwriting Summary

Live Reactive Model • Benchmark: 2026

Break-Even Floor

Zero-Profit
$0.00/ loaded mile

Minimum revenue required per paid mile to cover 100% of fixed overhead and uncompensated deadhead.

Target Rate

15% MARGIN
$0.00/ loaded mile

Required Gross

Dispatch Fee Applied
$0.00/ loaded mile

The Mechanics of Box Truck Underwriting

Independent owner-operators often struggle in their first year by quoting freight based solely on odometer miles, ignoring uncompensated deadhead transit. A rate of $2.00 per mile appears profitable for a 500-mile run, but if the return transit requires 150 empty miles, the true revenue yields only $1.53 per operating mile.